Terms and Conditions of Use

Effective Date: 30/09/2023Website: www.vita-anchor.co.za

1. Introduction

Welcome to Vita Anchor Development Solutions (“Vita Anchor”, “we”, “us”, “our”).

These Terms and Conditions govern your use of our website and all services offered by Vita Anchor. By

accessing our website or engaging our services, you agree to be bound by these terms.

These terms are designed to ensure clear expectations, professionalism, and fair engagement between

Vita Anchor and its clients.

2. Scope of Services

Vita Anchor provides services across the following key areas:

 Small Business Development & Support

 Training, Coaching & Mentoring

 Life Coaching & Personal Development

 Creative Printing, Branding & Product Development

 Community Upliftment Initiatives (including VAWIC programs)

Services may include (but are not limited to):

 Business registration guidance

 Branding, design, and documentation

 Training programs (OHS, business skills, etc.)

 Coaching sessions

 Custom product creation (printing, CNC, chocolates, etc.)

Important:

All services are provided based on the specific agreement, quotation, or package selected by the client.

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3. Client Responsibilities

Clients agree to:

 Provide accurate, complete, and timely information required for service delivery

 Respond to communication within reasonable timeframes

 Review and approve documents, designs, or deliverables when requested

 Use all documents and materials provided ethically and lawfully

 Not copy, distribute, or resell Vita Anchor materials without written consent

Failure to meet these responsibilities may result in delays or additional costs.

4. Payment Terms and Conditions

 A deposit (typically 50% or as agreed) is required before work begins

 Full payment terms will be specified in the quotation or invoice

 Payments must be made via approved methods (bank transfer, etc.)

 Late payments may result in:

o Suspension of services

o Delayed delivery

o Additional administrative fees

Ownership of work remains with Vita Anchor until full payment is received.

5. Delivery Timelines

 Delivery timelines will be agreed upon at the start of each project

 Timelines are dependent on:

o Client responsiveness

o Scope of work

o External dependencies (if applicable)

Vita Anchor will make every effort to meet agreed deadlines but cannot be held responsible for delays

caused by:

 Late client feedback

 Incomplete information

 Third-party delays

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6. Refund and Cancellation Policy

Refunds

 Deposits are non-refundable once work has commenced

 Refunds (if applicable) are at the sole discretion of Vita Anchor

 No refunds will be issued for:

o Completed work

o Digital products or templates once delivered

Cancellations

 Clients may cancel services in writing

 Work completed up to the point of cancellation will be billed accordingly

7. Intellectual Property

 All materials created by Vita Anchor remain the intellectual property of Vita Anchor unless

otherwise agreed in writing

 Clients receive a limited usage license upon full payment

 Unauthorized reproduction, resale, or distribution is strictly prohibited

8. Limitation of Liability

Vita Anchor provides services with professionalism and care; however:

 We are not liable for:

o Business outcomes or financial performance

o Losses resulting from use of our services

o Decisions made based on advice or materials provided

 Our total liability shall not exceed the amount paid by the client for the specific service

All services are provided “as is” without guarantees of specific results.

9. Website Use

By using our website, you agree:

 Not to misuse, hack, or disrupt the platform

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 Not to copy or distribute website content without permission

 To use the website for lawful purposes only

10. Community & Upliftment Programs

Participation in Vita Anchor community initiatives (e.g., VAWIC):

 May involve independent work or self-employment structures

 Does not constitute employment unless formally agreed

 Participants are responsible for their own compliance and operations

11. Amendments

Vita Anchor reserves the right to update these Terms and Conditions at any time. Updates will be published

on the website and take effect immediately upon posting.

12. Governing Law

These Terms and Conditions are governed by the laws of South Africa.

Electronic Communications and Transactions Act (Act 25 of 2002), Consumer Protection Act (Act 68 of 2008),

Protection of Personal Information Act (Act 4 of 2013), Copyright Act (Act 98 of 1978), Common Law of Contract,

National Credit Act (Act 34 of 2005) (where applicable)

13. Contact Information

For any queries regarding these Terms and Conditions:

Vita Anchor Development Solutions

 063 974 6951

 ev@vita-anchor.co.za

 www.vita-anchor.co.za

Final Statement

By engaging with Vita Anchor, you acknowledge that you have read, understood, and agreed to these Terms

and Conditions.

We are committed to delivering services with integrity, excellence, and purpose — ensuring that every

engagement is clear, fair, and value-driven.